Mortgage Document Checklist

MORTGAGE DOCUMENT CHECKLIST

Title:

Mortgage Document Checklist
Be Prepared. Stay Organized. Move Faster.

Personal Identification

  • Driver’s License or State ID
  • Social Security Number
  • Residency documentation (if applicable)

Income Documentation (W-2 Employees)

  • Last 2 years W-2s
  • Last 30 days of pay stubs
  • Employer contact information

Self-Employed / Business Owners

  • Last 2 years tax returns (personal & business)
  • Profit & Loss Statement
  • Business bank statements
  • CPA information (if applicable)

Assets

  • Last 2–3 months bank statements
  • Retirement accounts (401k, IRA)
  • Investment accounts
  • Gift letter (if using gift funds)

Housing History

  • Current mortgage statement or lease
  • Landlord contact information (if renting)

Debts & Obligations

  • Credit report (pulled by lender)
  • Statements for large debts (if requested)

Additional Documents (If Applicable)

  • Divorce decree / child support documentation
  • Bankruptcy or foreclosure paperwork
  • Explanation letters for credit events
  • Rental property documentation (for investors)

Pro Tip

The faster you provide complete and accurate documents, the smoother your loan process will be.

Call to Action

Don’t wait until underwriting to get organized.

Let us review your file before delays cost you time.

📞 Start your pre-qualification today
🌐 InvestusGroupLLC.com