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Small Business Loans – Click here for Business Funding required documents

Providing financial support for startups, established businesses, and entrepreneurs seeking capital to expand operations, manage cash flow, or invest in growth opportunities.

Business and Commercial Loan Options

• SBA 7(a) Loan
  Purpose: Provides funding for small to medium businesses for working capital, equipment, or expansion.
  Why It Matters: Offers lower interest rates, flexible terms, and government backing, reducing lender risk.
  Why We Offer: Helps clients access affordable capital to start or grow their businesses with confidence.

• SBA 504 Loan
  Purpose: Financing for purchasing fixed assets like real estate or heavy equipment.
  Why It Matters: Combines long-term, low-interest financing with minimal down payment.
  Why We Offer: Supports business expansion and asset acquisition while preserving cash flow.

• Commercial Term Loan
  Purpose: Provides a lump sum upfront for long-term business investments or capital expenditures.
  Why It Matters: Predictable repayment schedule and fixed interest rates make planning easier.
  Why We Offer: Ideal for businesses needing structured funding for growth or equipment.

• Commercial Real Estate Loan (CRE)
  Purpose: Funds the purchase, refinance, or renovation of income-producing property.
  Why It Matters: Builds equity and long-term stability, reducing rental dependency.
  Why We Offer: Aligns with clients looking to invest in property for revenue generation or expansion.

• Equipment Financing / Leasing
  Purpose: Loans specifically to purchase or lease business equipment.
  Why It Matters: Minimizes upfront costs while keeping businesses competitive.
  Why We Offer: Supports companies needing specialized machinery or vehicles without draining capital.

• Business Line of Credit
  Purpose: Provides flexible, revolving credit for short-term business needs.
  Why It Matters: Offers liquidity to manage cash flow fluctuations, seasonal demands, or emergencies.
  Why We Offer: Ensures clients have ongoing access to capital for day-to-day operations.

• Invoice Factoring
  Purpose: Converts unpaid invoices into immediate cash.
  Why It Matters: Improves working capital without taking on additional debt.
  Why We Offer: Ideal for B2B businesses facing delayed payments from clients.

• Merchant Cash Advance (MCA)
  Purpose: Provides upfront funds based on future credit/debit card sales.
  Why It Matters: Quick funding option for high-volume businesses with consistent card transactions.
  Why We Offer: Offers fast access to cash for businesses that may not qualify for traditional loans.

• Acquisition / Buying an Active Business Loan
  Purpose: Financing to acquire an existing, revenue-generating business.
  Why It Matters: Reduces startup risk by providing instant revenue, customer base, and operational infrastructure.
  Why We Offer: Helps clients accelerate their path to business ownership and profitability.

• Working Capital Loan
  Purpose: Short-term funding for day-to-day operations such as payroll, rent, or inventory.
  Why It Matters: Keeps businesses operational during slow revenue periods or seasonal fluctuations.
  Why We Offer: Provides flexible access to funds for both startups and established businesses needing immediate liquidity.