Commercial Finance

Welcome to IVG Commercial Lending

Your Partner in Purpose-Driven Business Growth

At Investus Group LLC (IVG), our Commercial Lending division is built to empower business owners, investors, and developers with the strategic financing needed to scale, acquire, or build strong commercial assets. Whether you’re purchasing a multi-unit building, funding a new development, or refinancing an existing property, IVG provides tailored funding solutions that match your vision, timeline, and financial goals.

Purpose of Commercial Lending

Commercial lending is designed to help businesses and investors:

  • Acquire income-producing real estate (retail, office, multifamily, industrial)
  • Refinance existing commercial properties to secure better terms or access equity
  • Fund construction or major renovations for new or existing buildings
  • Bridge the gap between the purchase and permanent financing through short-term solutions
  • Invest in commercial ventures that generate long-term returns and economic value

Benefits of Working with IVG Commercial Lending

  • Customized Loan Structures: From construction to permanent financing, IVG structures deals to match your goals and cash flow needs.
  • Access to Multiple Lending Partners: We connect you with a vast network of private lenders, banks, and institutional capital.
  • Fast, Transparent Process: Get expert guidance and real-time updates from loan consultation to closing.
  • Competitive Rates & Terms: We negotiate on your behalf to secure the most favorable deal possible.
  • Ongoing Support: Beyond the loan, we provide strategic insight to support the success of your commercial project or investment.

Preliminary Documents Needed for Underwriting

To ensure a smooth underwriting process, please be prepared to provide the following documents (these may vary slightly by project type and lender):

For Entity/Business

  • Articles of Incorporation or LLC Operating Agreement
  • EIN Letter from IRS
  • Business License
  • Personal and Business Tax Returns (2–3 years)
  • Year-to-Date Profit & Loss Statement and Balance Sheet
  • Rent Roll (if applicable)
  • Business Debt Schedule

For the Borrower/Guarantor

  • Personal Financial Statement (PFS)
  • Credit Authorization Form
  • Personal Tax Returns (2–3 years)
  • Government-issued ID
  • Resume or Bio (especially for developers/investors)

For the Property/Project

  • Purchase Agreement or Letter of Intent (LOI)
  • Appraisal (if already available)
  • Property Photos and Description
  • Rent Roll & Lease Agreements (for income-producing properties)
  • Environmental Report (Phase I, if available)
  • Plans and Permits (for construction deals)
  • Construction Budget and Timeline (for development loans)

Let’s Get Started

Whether you’re building your portfolio or launching a commercial project, IVG Commercial Lending is here to finance your next move. Let us help you turn your blueprint into a breakthrough.

📞 Schedule a consultation today at 904-415-4654
📧 Or email us at LamontFloyd@investusgroupllc.com